Wells Fargo Stock Analysis

WFC Stock  USD 93.14  0.83  0.90%   
Below is the normalized historical share price chart for Wells Fargo extending back to June 01, 1972. This chart has been adjusted for all splits and dividends and is plotted against all major global economic recessions. As of today, the current price of Wells Fargo stands at 93.14, as last reported on the 5th of February, with the highest price reaching 93.91 and the lowest price hitting 92.53 during the day.
IPO Date
1st of June 1972
200 Day MA
82.0862
50 Day MA
90.5068
Beta
1.062
 
Embargo
 
Inflation
 
Black Monday
 
Oil Shock
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Wells Fargo has over 193.03 Billion in debt which may indicate that it relies heavily on debt financing. At present, Wells Fargo's Net Debt To EBITDA is projected to drop slightly based on the last few years of reporting. The current year's Interest Debt Per Share is expected to grow to 76.91, whereas Short and Long Term Debt Total is forecasted to decline to about 170.5 B. With a high degree of financial leverage come high-interest payments, which usually reduce Wells Fargo's Earnings Per Share (EPS).

Asset vs Debt

Equity vs Debt

Wells Fargo's liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. Wells Fargo's cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the Company is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps Wells Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect Wells Fargo's stakeholders.
For many companies, including Wells Fargo, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for Wells Fargo, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, Wells Fargo's management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Price Book
1.7353
Price Sales
3.6203
Shares Float
3.1 B
Dividend Share
1.7
Wall Street Target Price
101.2083
At present, Wells Fargo's Liabilities And Stockholders Equity is projected to increase significantly based on the last few years of reporting. The current year's Preferred Stock And Other Adjustments is expected to grow to about 1.5 B, whereas Total Stockholder Equity is forecasted to decline to about 102.7 B. . At present, Wells Fargo's Price Earnings To Growth Ratio is projected to drop slightly based on the last few years of reporting. The current year's Price To Operating Cash Flows Ratio is expected to grow to 74.93, whereas Price To Sales Ratio is forecasted to decline to 1.70.
Wells Fargo is fairly valued with Real Value of 96.26 and Target Price of 101.21. The main objective of Wells Fargo stock analysis is to determine its intrinsic value, which is an estimate of what Wells Fargo is worth, separate from its market price. There are two main types of Wells Fargo's stock analysis: fundamental analysis and technical analysis.
The Wells Fargo stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Wells Fargo's ongoing operational relationships across important fundamental and technical indicators.
Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in Wells Fargo. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
For information on how to trade Wells Stock refer to our How to Trade Wells Stock guide.

Wells Stock Analysis Notes

About 80.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 1.74. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. Wells Fargo has Price/Earnings To Growth (PEG) ratio of 1.97. The entity recorded earning per share (EPS) of 6.26. The firm last dividend was issued on the 6th of February 2026. Wells Fargo had 2:1 split on the 14th of August 2006. Wells Fargo Company, a diversified financial services company, provides banking, investment, mortgage, and consumer and commercial finance products and services in the United States and internationally. Wells Fargo Company was founded in 1852 and is headquartered in San Francisco, California. Wells Fargo operates under BanksDiversified classification in the United States and is traded on New York Stock Exchange. It employs 239209 people. For more information please call Charles Scharf at 415-371-2921 or visit https://www.wellsfargo.com.

Wells Fargo Quarterly Total Revenue

31.82 Billion

Wells Fargo Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Wells Fargo's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Wells Fargo or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
Over 80.0% of the company outstanding shares are owned by institutional investors
Latest headline from finance.yahoo.com: AMD Q4 2025 Earnings Call Transcript

Wells Largest EPS Surprises

Earnings surprises can significantly impact Wells Fargo's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2001-07-17
2001-06-300.01-0.02-0.03300 
2010-01-20
2009-12-310.020.080.06300 
2021-01-15
2020-12-310.620.70.0812 
View All Earnings Estimates

Wells Fargo Environmental, Social, and Governance (ESG) Scores

Wells Fargo's ESG score is a quantitative measure that evaluates Wells Fargo's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Wells Fargo's operations that may have significant financial implications and affect Wells Fargo's stock price as well as guide investors towards more socially responsible investments.

Wells Fargo Thematic Classifications

In addition to having Wells Fargo stock in your portfolios, you can add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your favorite investment opportunity, you can then obtain an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility. If you are a result-oriented investor, you can benefit from optimizing one of our existing themes to build an efficient portfolio against your specific investing outlook.
FinTech Idea
FinTech
A collection of large financial service, investment, and banking companies
Momentum Idea
Momentum
Macroaxis long run momentum stocks
Dividend Beast Idea
Dividend Beast
Solid, dividend-paying stocks and ETFs
Baby Boomer Prospects Idea
Baby Boomer Prospects
Mega stocks, funds and ETFs that tend to appeal to people considering retirement from the work force

Wells Stock Institutional Investors

Shares
State Farm Mutual Automobile Ins Co2025-06-30
41.4 M
Amvescap Plc.2025-06-30
36.3 M
Capital Research & Mgmt Co - Division 32025-06-30
35.8 M
Northern Trust Corp2025-06-30
32.8 M
Capital Research Global Investors2025-06-30
30.1 M
Nuveen, Llc2025-06-30
28.3 M
Ameriprise Financial Inc2025-06-30
27.9 M
T. Rowe Price Associates, Inc.2025-06-30
26.4 M
Charles Schwab Investment Management Inc2025-06-30
21.5 M
Vanguard Group Inc2025-06-30
302.1 M
Blackrock Inc2025-06-30
256.7 M
Note, although Wells Fargo's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Wells Market Capitalization

The company currently falls under 'Mega-Cap' category with a total capitalization of 289.77 B.

Wells Profitablity

The company has Net Profit Margin of 0.27 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.32 %, which entails that for every 100 dollars of revenue, it generated $0.32 of operating income.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.01  0.01 
Return On Assets 0.01  0.01 
Return On Equity 0.12  0.15 

Management Efficiency

Wells Fargo has Return on Asset of 0.0105 % which means that on every $100 spent on assets, it made $0.0105 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1173 %, implying that it generated $0.1173 on every 100 dollars invested. Wells Fargo's management efficiency ratios could be used to measure how well Wells Fargo manages its routine affairs as well as how well it operates its assets and liabilities. At present, Wells Fargo's Return On Assets are projected to slightly decrease based on the last few years of reporting. The current year's Return On Equity is expected to grow to 0.15, whereas Return On Capital Employed is forecasted to decline to 0.01. At present, Wells Fargo's Non Currrent Assets Other are projected to increase significantly based on the last few years of reporting. The current year's Other Assets is expected to grow to about 2.2 T, whereas Non Current Assets Total are forecasted to decline to about 73.4 B.
Last ReportedProjected for Next Year
Book Value Per Share 57.58  60.45 
Tangible Book Value Per Share 49.72  52.21 
Enterprise Value Over EBITDA 15.34  17.03 
Price Book Value Ratio 1.64  1.99 
Enterprise Value Multiple 15.34  17.03 
Price Fair Value 1.64  1.99 
The strategic decisions made by Wells Fargo management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Dividend Yield
0.0184
Operating Margin
0.3222
Profit Margin
0.2666
Forward Dividend Yield
0.0195
Beta
1.062

Technical Drivers

As of the 5th of February, Wells Fargo maintains the Market Risk Adjusted Performance of 0.1315, mean deviation of 0.9936, and Downside Deviation of 1.48. Relative to fundamental indicators, the technical analysis model lets you check existing technical drivers of Wells Fargo, as well as the relationship between them.

Wells Fargo Price Movement Analysis

The output start index for this execution was fourty-nine with a total number of output elements of twelve. The Moving Average is predictive technique used to analyze Wells Fargo price data points by creating a series of averages of different subsets of Wells Fargo entire price series.

Wells Fargo Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Wells Fargo insiders, such as employees or executives, is commonly permitted as long as it does not rely on Wells Fargo's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Wells Fargo insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Wells Fargo Outstanding Bonds

Wells Fargo issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Wells Fargo uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Wells bonds can be classified according to their maturity, which is the date when Wells Fargo has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Wells Fargo Predictive Daily Indicators

Wells Fargo intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Wells Fargo stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Wells Fargo Corporate Filings

4th of February 2026
Prospectus used primarily for registering securities for public sale.
ViewVerify
13A
29th of January 2026
The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934
ViewVerify
28th of January 2026
Prospectus used primarily for registering securities for public sale.
ViewVerify
27th of January 2026
Prospectus used primarily for registering securities for public sale.
ViewVerify
8K
23rd of January 2026
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
22nd of January 2026
Other Reports
ViewVerify
21st of January 2026
Prospectus used primarily for registering securities for public sale.
ViewVerify
20th of January 2026
Prospectus used primarily for registering securities for public sale.
ViewVerify

Wells Fargo Forecast Models

Wells Fargo's time-series forecasting models are one of many Wells Fargo's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Wells Fargo's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Wells Fargo Bond Ratings

Wells Fargo financial ratings play a critical role in determining how much Wells Fargo have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for Wells Fargo's borrowing costs.
Piotroski F Score
6
HealthyView
Beneish M Score
(2.72)
Unlikely ManipulatorView

Wells Fargo Debt to Cash Allocation

As Wells Fargo follows its natural business cycle, the capital allocation decisions will not magically go away. Wells Fargo's decision-makers have to determine if most of the cash flows will be poured back into or reinvested in the business, reserved for other projects beyond operational needs, or paid back to stakeholders and investors.
Wells Fargo has 193.03 B in debt with debt to equity (D/E) ratio of 8.26, demonstrating that the company may be unable to create cash to meet all of its financial commitments. Note however, debt could still be an excellent tool for Wells to invest in growth at high rates of return.

Wells Fargo Common Stock Shares Outstanding Over Time

Wells Fargo Assets Financed by Debt

The debt-to-assets ratio shows the degree to which Wells Fargo uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

Wells Fargo Debt Ratio

    
  8.53   
It looks as if most of the Wells Fargo's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Wells Fargo's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Wells Fargo, which in turn will lower the firm's financial flexibility.

Wells Fargo Corporate Bonds Issued

Most Wells bonds can be classified according to their maturity, which is the date when Wells Fargo has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Wells Short Long Term Debt Total

Short Long Term Debt Total

170.49 Billion

At present, Wells Fargo's Short and Long Term Debt Total is projected to increase significantly based on the last few years of reporting.

About Wells Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Wells Fargo prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Wells shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Wells Fargo. By using and applying Wells Stock analysis, traders can create a robust methodology for identifying Wells entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.20  0.18 
Operating Profit Margin 0.20  0.18 
Net Profit Margin 0.17  0.13 
Gross Profit Margin 0.65  0.59 

Current Wells Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Wells analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Wells analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceConsensus# of Analysts
101.21Strong Buy24Odds
Wells Fargo current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Wells analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Wells stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Wells Fargo, talking to its executives and customers, or listening to Wells conference calls.
Wells Analyst Advice Details

Wells Stock Analysis Indicators

Wells Fargo stock analysis indicators help investors evaluate how Wells Fargo stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Wells Fargo shares will generate the highest return on investment. By understating and applying Wells Fargo stock analysis, traders can identify Wells Fargo position entry and exit signals to maximize returns.
Begin Period Cash Flow236.1 B
Long Term Debt174.7 B
Common Stock Shares Outstanding3.2 B
Total Stockholder Equity181.1 B
Total Cashflows From Investing Activities-15.7 B
Tax Provision3.8 B
Quarterly Earnings Growth Y O Y0.13
Property Plant And Equipment Net11.4 B
Cash And Short Term Investments252.8 B
Cash39.2 B
Net Debt153.9 B
50 Day M A90.5068
Total Current Liabilities18.3 B
Other Operating Expenses98.3 B
Non Current Assets Total77.3 B
Forward Price Earnings13.1926

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When running Wells Fargo's price analysis, check to measure Wells Fargo's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Wells Fargo is operating at the current time. Most of Wells Fargo's value examination focuses on studying past and present price action to predict the probability of Wells Fargo's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Wells Fargo's price. Additionally, you may evaluate how the addition of Wells Fargo to your portfolios can decrease your overall portfolio volatility.
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